About SpendWisely
Last updated: 22 August 2026
SpendWisely helps people in the UK stop overspending money they don't actually have. You enter your balance, income, and commitments — no bank login, no Open Banking — and see a 30-day forecast of where your money is heading, including weekend bank clearances and buy-now-pay-later schedules.
Who operates SpendWisely?
SpendWisely is built and operated by Adleads Ltd, based at C4DI, 31–38 Queen Street, Hull, HU1 1UU, United Kingdom. Questions? Email support@spendwisely.co.uk.
Not the same as other “SpendWise” apps
Several finance apps use similar names. SpendWisely (spendwisely.ai / spendwisely.co.uk) is the Adleads Ltd product focused on manual balance forecasting, weekend clearance, BNPL tracking, and Spending Impact previews — not a generic budget tracker or bank-sync tool.
Use the app
Sign up and manage your forecast at spendwisely.co.uk. Install the PWA on your phone via our install guide.
How we are funded
SpendWisely is funded by subscriptions: a 14-day free trial, then you can upgrade to Premium at £8.75/month or £63/year. Cancel at anytime. We never ask you for personal information to use the app, and we would never sell your email address or other data.
Important information
SpendWisely is not FCA-authorised and does not provide personalised financial advice. Forecasts are estimates based on the information you enter. If you are struggling with debt, free help is available from StepChange, National Debtline, and MoneyHelper.